Application Process is Quick and Easy
Bring your vehicle loan to BCFCU from another lender and we will beat your current loan rate by at least 1% APR*. Our floor is 2.99% APR* which means we can’t go below this rate. This offer applies to cars, trucks, boats, and RVs.
Also, our lowest current auto loan rate is 3.39% APR* for 72 months. We will take the best rate for you. We will beat your current rate by 1% APR* or give you our current posted rate whichever is better.
Give Back Get More – We will contribute $5 for each of the loans we fund during the month in support of our charity partner. To become a member of BCFCU you need to meet membership eligibility qualifications. (See specifics below)
This is the REAL WIN-WIN!
You get to save some money on your vehicle and we reward the community through Give Back Get More! Refinancing your vehicle loan from another lender to BCFCU could save you several bucks and help support the communities we serve! When you refinance your vehicle you provide us the opportunity to Give Back to our chosen charity for the month.
Easy Application
BCFCU=Blue Coast Federal Credit Union. Membership eligibility required. Member must be approved for the loan under normal BCFCU credit qualifications. A vehicle loan is defined as any loan that is secured by a vehicle which is propelled by a motor including autos, boats, and RVs. Not all members will qualify for this promotion or be approved. The rate floor for this promotion is 2.99% APR* and the maximum loan term is 72 months. BCFCU will not finance a vehicle loan for less than 2.99% APR*. Therefore to receive the full 1% APR* rate reduction the borrower’s existing loan rate with another financial institution that BCFCU will beat must be greater than 3.99% APR* to receive a full 1% APR reduction. Interest accrues from the date the loan is funded. BCFCU does not charge an application fee. Applicable vehicle title transfer fees and lien fees will apply and vary depending on county. This promotion cannot be combined with any other offers, promotions or discounts and existing BCFCU loans are not eligible for this promotion. This promotion may be withdrawn or revised at any time by BCFCU.
Membership Eligibility will require that you currently live, work, or worship in one of the following counties: Dixie, Franklin, Gadsden, Gilchrist, Hamilton, Jefferson, Lafayette, Leon, Levy, Madison, Suwannee, Taylor and Wakulla counties. Spouses of persons who died while within the field of membership of this credit union; employees of this credit union; volunteers in the community; members of their immediate family or household; and organizations of such persons.
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