| Term | APR* | APY* |
|---|---|---|
| 6 Months | .10% | .10% |
| 9 Months | 4.937% | 5.05% |
| 1 Year | .15% | .15% |
| 13 Month | 5.27% | 5.40% |
| 18 Months | 4.50% | 4.60% |
| 2 Years | .35% | .35% |
| 3 Years | 3.94% | 4.00% |
| 4 Years | .45% | .45% |
| 5 Years | .50% | .50% |
| Dividends will be compounded every month and credited to your account every month. $1,000 minimum balance required. The certificate will automatically renew on the maturity date. You will have 10 days after the maturity date to withdraw funds without penalty. A substantial penalty is imposed if certificate funds other than dividends are withdrawn before the maturity dates. If the maturity of this certificate is 30 days to 1 year, the forfeiture is an amount equal to 90 days dividends. If the maturity of this certificate is more than 1 year, the forfeiture is an amount equal to 180 days dividends. *APR=Annual percentage rate. ** APY=Annual percentage yield. | ||
| Account | Balance | APR* | APY** |
|---|---|---|---|
| Savings | $5.00 - $4,999.99 | .02% | .02% |
| $5,000 - $24,999.99 | .05% | .05% | |
| $25,000 - $49,999.99 | .10% | .10% | |
| $50,000 or more | .15% | .15% | |
| Special Savings | $4,999.99 or less | .20% | .20% |
| $5,000 - $24,999.99 | .30% | .30% | |
| $25,000 - $49,999.99 | .40% | .40% | |
| $50,000 or more | .50% | .50% | |
| Checking | Must Maintain Average monthly balance of $500 to earn interest | .02% | .02% |
| IRA HUB | $4,999.99 or less | .15% | .15% |
| $5,000 - $24,999.99 | .30% | .30% | |
| $25,000 - $49,999.99 | .45% | .45% | |
| $50,000 or more | .55% | .55% | |
| Money Market | $4,999.99 or less | .20% | .20% |
| ( $1,000 minimum balance required) | $5,000 - $24,999.99 | .30% | .30% |
| $25,000 - $49,999.99 | .40% | .40% | |
| $50,000 or more | .50% | .50% | |
| Dividends will be compounded and paid monthly *APR=Annual percentage rate. **APY=Annual percentage yield. . | |||
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