Share Checking Accounts

Checking That Fits All Your Needs

Checking Benefits

No monthly fees
No minimum balance required
Free Visa debit card
Free Audio Response (BCFCU's telephone teller)
Free online and mobile banking
Free Bill Pay
No per check fees
Mobile Check Deposit

Blue Coast Federal Credit Union offers a powerful, flexible checking account to meet your various checking needs. With no monthly fees or minimum balance, our checking account will be the first step in ensuring your financial health.

More benefits of our checking account include:

No minimum balance requirement
No monthly fee option for standard checking
Instant Issued Debit Card availability
Credit and Debit Card management in mobile app
Courtesy Cover (with a fee-free option)
Unlimited check writing & withdrawals
Free online viewing/printing of account history and cleared checks

BCFCU Checking Accounts, Online Banking, and our Mobile Application are the keys to effectively managing your Credit Union accounts in the most efficient manner possible.

Online Banking

Online Banking allows you to do more routine transactions over the Internet instead of traveling to the Credit Union office.

Direct Deposit

Have your paycheck or benefit check deposited directly into your account. It's safe, secure and convenient.

eStatements

Receive a copy of your monthly statement online. Just log onto your Online Banking account and sign up.

Overdraft and Courtesy Cover

BCFCU offers many services that help protect your accounts against overdrafts, including Courtesy Cover.

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Overdraft Protection

Enjoy peace of mind with automatic Overdraft Protection. Funds from a BCFCU Membership Share (savings) account or KwikKash loan may be transferred to cover NSF items.
Make sure your transactions are covered. Opt in to courtesy cover today!

Prime Time Account

With our Prime Time Accounts for our members over 55, you get free economy checks plus all of the advantages and services of our Regular Share Draft Account.

Plus Accounts

For a small monthly fee you get big deals. Plus members enjoy Prime Time account benefits plus a lot more...We have partnered with BaZing© to bring cell phone coverage, accidental death insurance, savings on travel, local business offers, and even pet insurance. (see a representative for BaZing© offerings)

View Checks Online

Images of all your BCFCU checks are available online. When viewing transactions online for your checking account, click on the check number. You can enlarge and print the check images. Images are available for three months.

Mobile App

The BCFCU mobile app gives you access to everything you need in the palm of your hand. Our debit card feature provides notification of purchases, spending habits, and the ability to turn on or off your card. If you left your card at home you can add it to apple or google pay and you can even see a digital card to use the expiration and cvv.

Debit Cards

Access your checking account 24-hours a day, withdraw cash and make purchases with a BCFCU Debit Card. Use your debit card anywhere Visa© is accepted. Your Debit Card purchases are automatically deducted from your checking account. Your monthly statement details the location and amount of your purchases.