Courtesy Cover is a service that will allow BCFCU to cover a transaction if there is not enough money in the account, normally for a small fee. Many confuse this with overdrafting. Our Overdraft Protection service allows money to be transferred from another account, such as a savings account, if there are not enough funds in the account that is short. BCFCU offers several courtesy cover options to our members.

$200 Courtesy Cover:

• fee free
• must sign up for E-Statements

$600 Courtesy Cover:

• $30 fee per transaction 

$800 Courtesy Cover:

• $30 fee per transaction 
• must have a direct deposit

BCFCU offers many other ways to avoid fees due such as loans or lines of credit. Speak with a BCFCU Representative to learn more.