Special Offers

Promos

Beat Your Rate

2
99%
APR*
  • Have an Existing Vehicle Loan Financed elsewhere?
  • Is your current rate on that vehicle at least 3.99% APR*?
  • Then BCFCU can Beat Your Existing Rate by at least 1% APR*

    See Details Below

Why finance or refinance your next vehicle with BCFCU?

Are you in the market for a new car or maybe you just want to refinance your existing vehicle? Are you tired of the high interest rates and fees charged by other lenders? Look no further! BCFCU’s auto loans offer competitive rates, flexible repayment terms, and no application fee. Plus, our team of lenders is dedicated to finding the perfect loan option for you.  Contact us today to see that even though interest rates are on the rise we have some great options for our members to get them behind the wheel. Apply for an auto loan with us today and get on the road to financial freedom!

***For a limited time get 1% APR* off your qualifying rate when refinancing with BCFCU!  Want to save even more?  Get an additional 0.10% APR* when you add GAP and another 0.10% APR* when you add an extended warranty to your loan!  That’s a total combined savings of 1.20% APR* off your rate!  Apply now to start saving on your auto loan and get some relief from your rate!***

Anytime Auto Loan Rates and Terms

As Low As
3
89%
APR*
  • Financing Terms up to 96 months
  • Quick Approval Process
  • Support for our Local Communities
  • Online Application and Loan Closing!

Membership eligibility required. Member must be approved for the loan under normal BCFCU credit qualifications. A vehicle loan is defined as any loan that is secured by a vehicle which is propelled by a motor including autos, boats, and RVs. Not all members will qualify for this promotion or be approved. The rate floor for this promotion is 2.99% APR* and the maximum loan term is 72 months for the reduction of 1% APR. BCFCU can beat your current loan rate by 1/2% APR* for an approved loan greater than 72 months.  BCFCU will not finance a vehicle loan for less than 2.99% APR*. Therefore to receive the full 1% APR* rate reduction the borrower’s existing loan rate with another financial institution that BCFCU will beat must be greater than 3.99% APR* to receive the full 1% APR discount. Interest accrues from the date the loan is funded. BCFCU does not charge an application fee. Applicable vehicle title transfer fees and lien fees will apply and vary depending on county. This promotion cannot be combined with any other offers, promotions or discounts and existing BCFCU loans are not eligible for this promotion. This promotion may be withdrawn or revised at any time by BCFCU.

Just Another Way BCFCU Supports Community!

Give Back Get More – We told you we were serious about our community.  Did you know that we give $5 for each loan we fund in a month to different local charities.  This is just another example of how we support and serve our communities.   So financing with BCFCU can save you money on your next purchase plus help support the local community.  That is a win win for all of us.

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