BCFCU is ready to Raise Your Certificate of Deposit Rate!
We used to match a like competitor’s offer for their Certificate terms, but now we will beat it by 0.10% APY**
BTW – Text Speak for “By The Way”, our current Certificate Rates are already some of the highest out there.
We also have another new feature where you can make a one-time deposit to your existing Certificate with us during its term to take advantage of your higher rates if rates start to dip.
To become a member of BCFCU you need to meet membership eligibility qualifications. (See specifics below)
STUDENT SAVER
Get this 8% APY** on balances up to $1,500-
Earn Yield on Balances up to $1,500 - Regular Savings Rate will earn on Balances over $1,500
13 MONTH CD
Certificate of Deposit-
Minimum balance to open is $1,000 . Dividends compounded/paid monthly
BUSINESS
Money Market Account-
$10,000 Minimum Balance to earn the 4.00% Annual Percentage Yield
Need to REFI an Existing Loan Instead?
This is a REAL WIN-WIN!
You get to save some money on your vehicle purchase or refinance, and we reward the community through Give Back Get More! Click on the refinance slides to be redirected to our DropMyRate.org page to find out how we beat your rate by at least 1% APR* on an existing car, boat, truck, SUV, or RV loan. Plus, our best existing auto rate is already as low as 3.39% APR*. See how we can get you more on your savings either with a great CD rate or by saving you a boatload on refinancing your loan with BCFCU.
Dividends will be compounded every month and credited to your account every month. $1,000 minimum balance required. The certificate will automatically renew on the maturity date. You will have 20 days after the maturity date to withdraw funds without penalty. A substantial penalty is imposed if certificate funds other than dividends are withdrawn before the maturity dates. If the maturity of this certificate is 30 days to 1 year, the forfeiture is an amount equal to 90 days dividends. If the maturity of this certificate is more than 1 year, the forfeiture is an amount equal to 180 days dividends. You will have 20 days from maturity date to withdraw funds penalty free. *APR=Annual percentage rate. ** APY=Annual percentage yield. Offer good for initial term only and is only good for consumer certificates. BCFCU reserves the right to end promotion at any time. Club accounts earn 0.20% APY on balances over the limit amount listed above. This will be a blended rate when the balance exceeds the limit amount listed. Student Saver club will transfer to sub share on 8/1, Christmas Club on 11/1 and Vacation Club on 5/1 of each year. Dividends calculated using average daily balance method. Dividends will be compounded monthly and credited to your account monthly. A penalty equal to the last 2 months of dividends paid for early withdrawal or closure of the Student Saver, Christmas, and/or Vacation Club accounts.
BCFCU=Blue Coast Federal Credit Union. Membership eligibility required. Member must be approved for the loan under normal BCFCU credit qualifications. A vehicle loan is defined as any loan that is secured by a vehicle which is propelled by a motor including autos, boats, and RVs. Not all members will qualify for this promotion or be approved. The rate floor for this promotion is 2.99% APR* and the maximum loan term is 72 months. BCFCU will not finance a vehicle loan for less than 2.99% APR*. Therefore to receive the full 1% APR* rate reduction the borrower’s existing loan rate with another financial institution that BCFCU will beat must be greater than 3.99% APR* to receive a full 1% APR reduction. Interest accrues from the date the loan is funded. BCFCU does not charge an application fee. Applicable vehicle title transfer fees and lien fees will apply and vary depending on county. This promotion cannot be combined with any other offers, promotions or discounts and existing BCFCU loans are not eligible for this promotion. This promotion may be withdrawn or revised at any time by BCFCU.
Membership Eligibility will require that you currently live, work, or worship in one of the following counties: Dixie, Franklin, Gadsden, Gilchrist, Hamilton, Jefferson, Lafayette, Leon, Levy, Madison, Suwannee, Taylor and Wakulla counties. Spouses of persons who died while within the field of membership of this credit union; employees of this credit union; volunteers in the community; members of their immediate family or household; and organizations of such persons.
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